NEW CERTIFICATE OF DEPOSIT RATES
Attractive Rate Increases!
Check out the new rates and take advantage of our current term specials on a 13 month or a 21 month CD.
Click here to view rates and specials.
NEW CERTIFICATE OF DEPOSIT RATES
Attractive Rate Increases!
Check out the new rates and take advantage of our current term specials on a 13 month or a 21 month CD.
Click here to view rates and specials.

Financial Education

Benefits of Roth IRAs for College Savings Most people think of an Individual Retirement Account, or IRA, as a way to save for retirement but, it can also be a great tool to help cover college expenses. Unlike some other options, which can only be used to cover the costs associated with higher education, a Roth IRA can be used for both college expenses and retirement income. This means any money not spent on education can be still be saved and used for retirement.   
 
Building Relationships with Your Customers Maintaining good customer relationships means everything to your business. Outstanding customer service is the lifeblood of any business and is imperative to its long-term success. Growing a business means increasing the number of customers, but cultivating customer relationships is the difference between you and your competitors.
Latest Scams to be Aware New, fast emerging digital threats, that steal our money and Identities, can fool even the most tech savvy among us. Learn what to look out for so you can identify and protect yourself from these emerging threats.
 
Resolve To Be Financial Fit You begin the year off making resolutions to lose weight, quit smoking, remember everyone’s birthdays, and whatever else you want to improve. Do you ever think of making a resolution to be financially fit?
 
Steps You Can Take to Protect Your Identity While no one is safe from identity theft, there are steps you can take to lower your risks.
How to Manage Your Credit Score Your credit score says a lot about how you manage your finances and impacts how you qualify for credit.  Credit card use and your payment history have the highest impact on your credit score. Establishing good credit takes time.
The Basics Of A Good Budget Its early 2018 with an abundance of New Year’s resolutions. One of them may be to set up a budget to fund a vacation away from the cold weather, buy a new car, pay down your credit cards or buy a home. Or, maybe to save money for the future.
Tips for the First-time Homebuyer Buying a home is exciting but can be overwhelming even for the seasoned homebuyer. It’s important to know what to expect.  Here are some helpful tips to get you prepared.
Tips To Save Money 10 TIPS TO HELP YOU “POP” A LITTLE EXTRA INTO YOUR SAVINGS
 
Travel Preparedness Tips Merchants Bank is dedicated to ensuring that you have access to your finances wherever you are and, more importantly, ensuring your financial safety. We compiled a list of travel tips to help you avoid any interruptions while you’re away.