The Face of Community Banking
The face of banking overall has changed dramatically in the last several years, particularly with the continued development in technology. Mergers and acquisitions among the larger players remains constant leaving the smaller, community banks as the truly “local” institutions. But, what does it mean to be a community bank in the state of flux?
Small Business Success Tips
In honor of Mom & Pop Business Day, we’ve researched what small businesses report as the drivers to their success.
Cybersecurity: How to Stay Safe
The vast majority of security events occur because of human error — clicking on a bad link in an email or not having regularly updated software and browsers. Here are some tips on how to be a cybersecurity expert.
Benefits of Roth IRAs for College Savings
Most people think of an Individual Retirement Account, or IRA, as a way to save for retirement but, it can also be a great tool to help cover college expenses. Unlike some other options, which can only be used to cover the costs associated with higher education, a Roth IRA can be used for both college expenses and retirement income. This means any money not spent on education can be still be saved and used for retirement.
Building Relationships with Your Customers
Maintaining good customer relationships means everything to your business. Outstanding customer service is the lifeblood of any business and is imperative to its long-term success. Growing a business means increasing the number of customers, but cultivating customer relationships is the difference between you and your competitors.
Latest Scams to be Aware
New, fast emerging digital threats, that steal our money and Identities, can fool even the most tech savvy among us. Learn what to look out for so you can identify and protect yourself from these emerging threats.
Resolve To Be Financial Fit
You begin the year off making resolutions to lose weight, quit smoking, remember everyone’s birthdays, and whatever else you want to improve. Do you ever think of making a resolution to be financially fit?
How to Manage Your Credit Score
Your credit score says a lot about how you manage your finances and impacts how you qualify for credit. Credit card use and your payment history have the highest impact on your credit score. Establishing good credit takes time.
The Basics Of A Good Budget
Its early 2018 with an abundance of New Year’s resolutions. One of them may be to set up a budget to fund a vacation away from the cold weather, buy a new car, pay down your credit cards or buy a home. Or, maybe to save money for the future.
Tips for the First-time Homebuyer
Buying a home is exciting but can be overwhelming even for the seasoned homebuyer. It’s important to know what to expect. Here are some helpful tips to get you prepared.
Travel Preparedness Tips
Merchants Bank is dedicated to ensuring that you have access to your finances wherever you are and, more importantly, ensuring your financial safety. We compiled a list of travel tips to help you avoid any interruptions while you’re away.