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You’re the first to respond to the aid of the community or are called to duty to protect our nation. You’re courageous, noble, and brave! And, we have just the product to show our appreciation. Our Hero Checking account is designed for individuals who dedicate themselves to serving and protecting our community. This product is exclusively offered to:

  • Emergency Medical Technicians or Paramedics
  • Firefighters
  • Law Enforcement Officers
  • Military personnel or Veterans.



The Hero Checking account is packed with exclusive benefits. You get:

  • Unlimited check writing
  • Free Online Banking and Bill Pay
  • Free, unlimited mobile deposits
  • Your first order of standard checks free
  • A free standard size safe deposit box rental or equivalent discount on any larger size box



In addition, you’re entitled to receive:

  • A .25% reduction on all consumer loans with auto deduct from your Hero Checking account2
  • $250 off loan origination fees at closing on any new residential mortgage (purchase, refinance, or construction term loan)2
 

A minimum of 15 POS transactions per month are required to avoid a monthly service fee1.

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You must be in an eligible position to qualify and show appropriate identification at account opening. A standard safe deposit box rental is valued up to $25. The Hero Checking exclusive benefits are valued at $69.95 at account opening and $29.95 per month thereafter.

1A $10 monthly service fee is charged if the transaction requirement is not met during the month. A qualifying point of sale (POS) transaction is defined as any debit card purchase using your signature or PIN, or a purchase made electronically or online using your debit card. A $2.50 fee is charged for per non-Merchants Bank ATM transactions. According to the latest Debit Issuer Study, the national average is 21.2 POS transactions per month. The account assumes check image free statements, otherwise a $2 service fee is charged per statement cycle. Check images are available through Online Banking. Other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply.

2The borrower must be in good credit standing and be approved for the loan. Offer good on new originations only. The auto-deduction excludes residential mortgages and CD and savings secured loans. Not valid on promotional rate offers. The $250 discount on origination fees is subtracted from the borrower’s closing cost.