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Basic Business Checking | Premium Business Checking | Business Interest Checking | Non-Profit Checking
Business Checking Services

Merchants Bank offers a wide range of business checking accounts to fit all your checking needs. All of our checking accounts offer access via Online Banking and the Merchants Master Money ATM/Check Card that can be used for purchases anywhere MasterCard is accepted or as an ATM card.


As a Merchants customer, you’ll have direct access to decision makers and financial planners. Merchants Bank has been a community bank for over a century. Our independence allows all banking decisions to be made right here by people who live and work in our community. Bank at Merchants and you’ll get the personal attention you deserve along with the financial services you desire.

Find an account right for you with our comparison chart

Merchants Bank will accept online applications for existing customers only. If you do not have an account with us already, please stop in any branch office for personal customer service.

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Basic Business Checking

  • Minimum Average Balance of $1,000 To Avoid A $15 Monthly Fee
  • Transaction Limit Of 200; $.35 Per Transaction After Per Statement Cycle
  • $6.95 Per Month For Unlimited Bill Pay
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Premium Business Checking

  • Minimum Daily Balance of $5,000 Or A Monthly Average Balance of $10,000 To Avoid A $15 Monthly Fee.
  • Transaction Limit Of 400; $.35 Per Transaction After Per Statement Cycle
  • Free Bill Pay
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Business Interest Checking

  • Minimum Daily Balance of $5,000 Or A Monthly Average Balance of $10,000 To Avoid a $15 Monthly Fee.
  • Transaction Limit Of 400; $.35 Per Transaction After Per Statement Cycle
  • Free Bill Pay
  • See Rates Page For Current Rates and Tiers
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Non Profit Checking

  • No Balance Requirement
  • No Monthly Fee
  • Transaction Limit Of 200; $.35 Per Transaction After Per Statement Cycle
  • $6.95 Per Month For Unlimited Bill Pay
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